LVR Goals and Equity Goals both track your property’s financial position, but they focus on different angles of the same data.
LVR Goal (Loan-to-Value Ratio)
An LVR Goal tracks the percentage of your loan compared to your property’s market value.
Lower LVR = more equity and less risk
Commonly used for refinancing targets or meeting lender thresholds
Example: Reducing your LVR from 78% to 70%
Equity Goal
An Equity Goal tracks the dollar amount of equity you want to reach.
Useful for planning renovations, future investments, or wealth-building milestones
Example: Growing your equity from $250,000 to $300,000
Same Data, Different View
Both goal types update from the same metrics: loan balance movements and market value changes.
The difference is simply how you want to measure your progress — as a percentage (LVR) or as a dollar amount (equity).