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Why can’t I change the properties in a LVR or equity goal after it’s created?

Learn why properties in Equity and LVR Goals in Money Tank can’t be changed after creation, and understand how locking your starting values ensures accurate and meaningful goal tracking.

Updated over 4 weeks ago

When you create an Equity or LVR Goal in Money Tank, the properties you select at the start are locked in. This is because each goal is tied to a specific starting value — either your starting equity or your starting LVR — which is calculated based on the data for those properties at the exact moment the goal begins.

Why this matters

Equity and LVR goals track your progress over time. To do that accurately, Money Tank needs a fixed, reliable starting point that never changes.
If properties were added or removed later:

  • Your starting equity or LVR would instantly change,

  • Your progress would no longer be accurate, and

  • The goal would no longer reflect your real journey from “start value” to “target value”.

Locking the property selection ensures your goal remains meaningful, consistent, and mathematically correct.

What if you chose the wrong property?

If you selected the wrong property by accident or want to track a different group, simply:

  1. Delete the goal, and

  2. Create a new one with the correct properties.

This gives you a clean, accurate starting point.

Why can other details be edited but not the properties?

Notes, pictures, and even end dates don’t affect the core calculation — but properties do.


The loan balances and market values of the properties you choose form the foundation of your starting LVR or equity. Changing them later would rewrite the starting point entirely.

In short

Property selection is locked to protect the integrity of your goal.
Everything else can be changed — but the foundation stays solid.

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