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Why can’t I change the bank account for a savings or debt Goal?

Learn why the bank account for a savings or debt goals in Money Tank can’t be changed after creation, and how keeping the starting balance fixed ensures accurate progress tracking and projections.

Updated over 4 weeks ago

When you create a savings or debt goal, Money Tank takes the current balance of the bank account you select and uses it as the starting point for the goal.
Because this starting balance is locked in and forms the base of all future calculations, the linked bank account can’t be changed after the goal is saved.

How these goals work

  • Savings Goals - Use your current account balance as the amount you’ve already saved. All future progress is measured from this starting balance.

  • Debt Goals - Use your current loan balance as the amount you owe at the start of the goal. All repayment progress is calculated from this opening value.

Why the bank account must stay the same

If you changed the bank account later:

  • The opening balance would change,

  • Your progress would become inaccurate, and

  • Any repayment or savings projections would no longer be correct.

For this reason, the bank account is locked to protect the accuracy of the goal.

What if I picked the wrong account?

If you selected the wrong account or want to link the goal to a different one, simply:

  1. Delete the goal, then

  2. Create a new goal with the correct account.

This ensures your starting balance and progress tracking remain accurate.

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