Skip to main content
How to allocate personal transactions

Understand the steps to allocate personal transactions accurately, ensuring precise financial tracking.

Updated over 6 months ago

Use the Allocate option, and then change then select the Personal tank icon to change to reconcile:

  1. Personal transactions;

  2. Non-deductible transactions; and

  3. Transactions that relate to a bank account not linked with TaxTank (for example, loan repayments or other transfers from one of your own accounts)

Step 1 - Select Allocate

Choose the bank account, and then from reconcile tab choose the drop-down. You will see the 3 options, choose 'Allocate'.

Step 2 - Choose Personal

You will see 3 icons on the right hand side ;

  • Property Tank - for property related transactions

  • Work Tank - for work related income and expenses

  • Personal - for private transactions which don't impact tax or property

For personal transactions, or transactions that relate to a bank account not linked with TaxTank, choose Personal.

Step 3 - Select the Category

For private transactions, the next step is to start typing what the transaction is in the category field (for example, food, entertainment or other personal income) and then select it from the searcher.

FAQ -

Q. How do I allocate a transaction from an account not linked with TaxTank?

A. Use category 'Personal Income - Other' to allocate payments from bank accounts not linked with TaxTank (for example, loan repayments or cash gifts).

Personal Income & Expense Categories

Examples

Boats & Jet Ski’s

COVID 19 - Additional Support Payments

COVID 19 - Early Release of Super

COVID 19 - Supplement Payments

Caravans & Motor homes

Centrelink - Family Benefits Payments

Childcare & After School Care

Childcare - costs of childcare including daycare and before and after school care

Child Support

Child and Spouse Maintenance - either treated as a liability or added to living expenses

Clothing

Clothing and Personal Care - clothing, shoes, hair cuts, cosmetics, beautician services, etc

Entertainment

Recreation and Entertainment - all the fun stuff etc should go in here:)

Food - Groceries

Groceries

Food - Dining in/out

Restaurants, bars, Uber Eats and takeaway

Gifts

Gym & Health

Hair and Beauty

Higher Education and Vocational Training (not deductible)

Higher Education and Vocational Training - This is usually covered within HEM living expenses

Hobbies

Medical

Medical and Health - excl Health Insurance

Personal Expenses - Other

Personal Income - Other

Pets

Pet Care - including pet insurance

SMSF Transactions

School Fees

Public or Government Education / Private School Education and Tutoring

Sports

Subscriptions (not deductible)

Telephone, Internet, Pay TV - covers phone, mobile phone, Internet and streaming services such as Netflix, Spotify, etc

Travel (not deductible)

Transport - parking, tools, petrol, maintenance, rego. Can include insurance for some lenders

Tax Refund

Step 4 - Attach a receipt (optional)

To attach a receipt select the paper clip, then upload or drag your attachment. Once attached the paperclip will turn green.

Attached receipts will be stored permanently in the Spare Tank for safe keeping.

Step 5 - Confirm

Select the 'Continue' button to confirm the allocation.

Did this answer your question?